How much can I borrow?
UK mortgage lenders base the amount that they will lend for a residential remortgage on the applicant’s income and outgoings. Use this calculator to give an indication of how much a bank or building society could lend you.
The lower amount of this calculation is based on 3 times salary or joint salary, and the higher amount is based on 4.25 times salary or joint salary.
Remember these figures are only a guide and your personal circumstances will dictate your borrowing potential. A mortgage adviser can help you establish a more precise amount that varies according to what UK banks and building societies could lend you - whether for a remortgage or any other type of mortgage. Contact us today for an initial free* consultation.
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In a turbulent mortgage market, it makes sense to get expert advice - mistakes can prove to be very expensive long term.
